DSCRColumbus, OH, Investor Yield Index
Columbus scores 55/100 (grade B) and ranks #10 of 18 tracked metros for rental cash flow. At the Columbus metro median of $204,904 renting near $1,524/mo, the estimated DSCR is 0.91 at a 6.80% loan rate, which is below the 1.2 lender minimum.
Figures use live Zillow medians, not a lender quote. Run your real numbers below.
Index 55/100 · rank #10
Cap rate
Gross yield
Median price
DSCR
Cash-on-cash
Monthly rent
GRM
Run the numbers on a Columbus deal
Pre-filled with Columbus medians. Adjust price, rent, and rate to your actual deal.
Assumptions: 25% down + 3% closing costs, 40% opex/vacancy load 30-year amortization. Lenders typically require DSCR ≥ 1.2. Estimates, not a quote.
Get matched with DSCR & hard-money lenders
Compare real rate quotes from investor-friendly lenders for your next rental or flip. Free, no obligation.
Common questions about Columbus
Is Columbus, OH a good market for rental investors in 2026?
On the Investor Yield Index it scores 55/100 (grade B), ranking #10 of 18 tracked metros. The median price is $204,904 with rent around $1,524/mo, producing an estimated 5.36% cap rate and 0.91 DSCR at a 6.80% financing rate. At today's rates few U.S. metros clear positive cash flow on default terms, so the score is best read as where Columbus stands relative to other markets.
What is the cap rate in Columbus?
The model estimates a 5.36% cap rate at the median price-to-rent ratio, assuming a 40% operating-expense load. Your actual cap rate depends on the specific property and expenses.
Will a rental in Columbus qualify for a DSCR loan?
It’s tight. The estimated DSCR of 0.91 is below the typical 1.2 minimum at 6.80%; a larger down payment or rate buydown may be needed to qualify.
Markets ranked near Columbus
The closest metros above and below Columbus on the index, plus the top markets for comparison.
Indianapolis, IN
Kansas City, MO
Houston, TX
San Antonio, TX
Orlando, FL
Atlanta, GA
Charlotte, NC
Dallas, TX
Cleveland, OH
Index assumptions, 25% down, a 40% operating-expense load, 30-year amortization, and a 6.80% loan rate. DSCR is net operating income divided by annual debt service, lenders typically want at least 1.2. Cap rate, gross yield, DSCR, and cash-on-cash are weighted 30, 20, 30, and 20 percent. Prices and rents are live Zillow figures for relative comparison, not lender quotes or investment advice.